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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $595,315 | $177,595+235.2% | $148,496+300.9% | $198,609+199.7% |
| Participation rate | 33.3% | 79.3%-45.9pp | 76.0%-42.7pp | 82.4%-49.0pp |
| Annual return | 13.73% | 9.97%+3.8pp | 12.33%+1.4pp | 202.70%-189.0pp |
| Employer contribution / active EE | $1,000 | $4,098-75.6% | $3,497-71.4% | $5,055-80.2% |
| Participant deferral / active EE | $4,602 | $5,539-16.9% | $4,808-4.3% | $6,977-34.0% |
| Admin fee / account holder | $0 | $27,010-100.0% | $19,547-100.0% | $19,030-100.0% |