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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,796 | $59,440+182.3% | $78,004+115.1% | $82,637+103.1% |
| Participation rate | 86.2% | 62.8%+23.4pp | 69.4%+16.8pp | 68.1%+18.2pp |
| Annual return | 13.96% | 40.24%-26.3pp | 31.07%-17.1pp | 53.51%-39.5pp |
| Employer contribution / active EE | $2,760 | $1,750+57.7% | $2,469+11.8% | $2,552+8.2% |
| Participant deferral / active EE | $5,859 | $3,138+86.7% | $4,092+43.2% | $4,126+42.0% |
| Admin fee / account holder | $5,874 | $5,504+6.7% | $7,578-22.5% | $7,339-20.0% |