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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,312 | $51,202+142.8% | $70,548+76.2% | $75,181+65.4% |
| Participation rate | 73.3% | 61.0%+12.4pp | 68.3%+5.0pp | 67.2%+6.1pp |
| Annual return | 17.65% | 30.05%-12.4pp | 32.78%-15.1pp | 160.69%-143.0pp |
| Employer contribution / active EE | $2,489 | $1,827+36.3% | $2,975-16.3% | $2,671-6.8% |
| Participant deferral / active EE | $4,675 | $2,850+64.1% | $4,567+2.4% | $4,126+13.3% |
| Admin fee / account holder | $5,868 | $4,094+43.3% | $6,424-8.6% | $5,650+3.9% |