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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,799 | $56,063+156.5% | $76,051+89.1% | $80,911+77.7% |
| Participation rate | 80.0% | 62.0%+18.0pp | 69.1%+10.9pp | 67.6%+12.4pp |
| Annual return | 15.03% | 20.54%-5.5pp | 360.42%-345.4pp | 35.63%-20.6pp |
| Employer contribution / active EE | $2,627 | $1,874+40.2% | $2,690-2.3% | $2,756-4.7% |
| Participant deferral / active EE | $5,312 | $3,052+74.0% | $4,257+24.8% | $4,297+23.6% |
| Admin fee / account holder | $8,046 | $5,240+53.6% | $6,416+25.4% | $6,935+16.0% |