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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES1 year Service code 26 · EIN 43-0345811 | Advisory (Participants) | $19,152 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $1,579 |
Filed as: WILSHIRE ASSOCIATES Service code 26 · EIN 95-2755361 | Advisory (Participants) | $1,277 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,499 | $81,494-7.4% | $133,978-43.6% | $73,497+2.7% |
| Participation rate | 42.1% | 76.4%-34.3pp | 79.8%-37.8pp | 70.7%-28.6pp |
| Annual return | 14.43% | 19.40%-5.0pp | 45.10%-30.7pp | 28.51%-14.1pp |
| Employer contribution / active EE | $1,072 | $2,210-51.5% | $3,919-72.7% | $2,270-52.8% |
| Participant deferral / active EE | $2,053 | $3,787-45.8% | $5,047-59.3% | $3,740-45.1% |
| Admin fee / account holder | $378 | $713-47.1% | $8,930-95.8% | $513-26.4% |