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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR1+ years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,827 | $57,108-14.5% | $94,229-48.2% | $52,331-6.7% |
| Participation rate | 46.5% | 72.9%-26.4pp | 78.8%-32.3pp | 68.1%-21.6pp |
| Annual return | -1.99% | 1.47%-3.5pp | 10.68%-12.7pp | 4.54%-6.5pp |
| Employer contribution / active EE | $1,203 | $1,735-30.7% | $3,587-66.5% | $1,882-36.1% |
| Participant deferral / active EE | $2,225 | $3,040-26.8% | $4,320-48.5% | $3,022-26.4% |
| Admin fee / account holder | $147 | $546-73.0% | $6,269-97.7% | $592-75.1% |