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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR4+ years Service code 26 · EIN 36-3297908 | Advisory (Participants) | $1,065 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $1,065 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 26 · EIN 71-0294708 | Advisory (Participants) | $34 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,209 | $66,302-19.7% | $110,243-51.7% | $56,289-5.5% |
| Participation rate | 42.4% | 74.9%-32.5pp | 79.8%-37.4pp | 69.9%-27.4pp |
| Annual return | -7.45% | -1.18%-6.3pp | 314.76%-322.2pp | -9.96%+2.5pp |
| Employer contribution / active EE | $1,159 | $2,047-43.4% | $3,827-69.7% | $2,111-45.1% |
| Participant deferral / active EE | $2,176 | $3,381-35.6% | $4,672-53.4% | $3,350-35.0% |
| Admin fee / account holder | $112 | $698-83.9% | $8,548-98.7% | $521-78.5% |