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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,998 | $65,555-80.2% | $86,216-84.9% | $75,173-82.7% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 17.39% | 46.07%-28.7pp | 1169.42%-1152.0pp | 160.72%-143.3pp |
| Employer contribution / active EE | $2,874 | $1,553+85.0% | $2,382+20.7% | $2,671+7.6% |
| Participant deferral / active EE | $1,870 | $3,023-38.2% | $3,986-53.1% | $4,126-54.7% |
| Admin fee / account holder | $812 | $5,469-85.2% | $6,853-88.2% | $5,651-85.6% |