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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,206 | $58,493-89.4% | $84,023-92.6% | $72,976-91.5% |
| Participation rate | 97.0% | 61.2%+35.7pp | 69.0%+28.0pp | 69.5%+27.5pp |
| Annual return | 34.09% | 28.93%+5.2pp | 71.32%-37.2pp | 81.02%-46.9pp |
| Employer contribution / active EE | $3,535 | $1,163+203.9% | $1,984+78.2% | $2,440+44.9% |
| Participant deferral / active EE | $1,493 | $2,394-37.6% | $3,239-53.9% | $3,608-58.6% |
| Admin fee / account holder | $441 | $4,569-90.4% | $6,102-92.8% | $5,124-91.4% |