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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,214 | $70,418-79.8% | $96,570-85.3% | $85,847-83.4% |
| Participation rate | 100.0% | 61.8%+38.2pp | 69.8%+30.2pp | 69.3%+30.7pp |
| Annual return | 13.20% | 18.59%-5.4pp | 37.79%-24.6pp | 318.61%-305.4pp |
| Employer contribution / active EE | $1,902 | $1,413+34.6% | $2,357-19.3% | $2,565-25.9% |
| Participant deferral / active EE | $1,382 | $2,894-52.2% | $3,849-64.1% | $3,952-65.0% |
| Admin fee / account holder | $733 | $4,995-85.3% | $6,182-88.1% | $6,261-88.3% |