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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,878 | $59,819-80.1% | $79,583-85.1% | $68,490-82.7% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.5%+30.5pp | 67.9%+32.1pp |
| Annual return | -18.47% | -12.30%-6.2pp | 0.16%-18.6pp | -7.85%-10.6pp |
| Employer contribution / active EE | $2,866 | $1,505+90.4% | $2,414+18.8% | $2,597+10.4% |
| Participant deferral / active EE | $2,263 | $3,025-25.2% | $3,986-43.2% | $4,028-43.8% |
| Admin fee / account holder | $1,929 | $4,835-60.1% | $6,835-71.8% | $5,403-64.3% |