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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,133 | $57,541+58.4% | $95,728-4.8% | $75,181+21.2% |
| Participation rate | 59.3% | 62.5%-3.3pp | 72.3%-13.0pp | 67.2%-7.9pp |
| Annual return | 20.98% | 34.93%-14.0pp | 28.40%-7.4pp | 160.69%-139.7pp |
| Employer contribution / active EE | $1,472 | $1,808-18.6% | $2,835-48.1% | $2,671-44.9% |
| Participant deferral / active EE | $5,135 | $3,074+67.1% | $4,245+21.0% | $4,126+24.5% |
| Admin fee / account holder | $934 | $4,099-77.2% | $5,673-83.5% | $5,650-83.5% |