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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,136 | $121,677-53.9% | $104,625-46.3% | $158,966-64.7% |
| Participation rate | 82.6% | 77.5%+5.1pp | 74.1%+8.5pp | 82.0%+0.6pp |
| Annual return | 20.33% | 465.58%-445.2pp | 340.60%-320.3pp | 302.95%-282.6pp |
| Employer contribution / active EE | $1,563 | $3,165-50.6% | $2,681-41.7% | $4,762-67.2% |
| Participant deferral / active EE | $4,020 | $4,175-3.7% | $3,738+7.6% | $5,983-32.8% |
| Admin fee / account holder | $1,070 | $7,777-86.2% | $6,465-83.4% | $11,250-90.5% |