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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,170 | $106,549-41.7% | $91,225-31.8% | $134,509-53.8% |
| Participation rate | 77.3% | 76.8%+0.5pp | 73.2%+4.1pp | 81.2%-4.0pp |
| Annual return | -21.46% | 160.73%-182.2pp | 114.10%-135.6pp | 418.13%-439.6pp |
| Employer contribution / active EE | $1,696 | $3,331-49.1% | $2,851-40.5% | $4,741-64.2% |
| Participant deferral / active EE | $4,935 | $4,719+4.6% | $4,234+16.6% | $6,400-22.9% |
| Admin fee / account holder | $346 | $6,234-94.4% | $5,422-93.6% | $11,427-97.0% |