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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,466 | $61,787+78.8% | $97,197+13.7% | $80,925+36.5% |
| Participation rate | 76.0% | 63.5%+12.5pp | 72.7%+3.3pp | 67.7%+8.3pp |
| Annual return | 18.57% | -558.16%+576.7pp | 75.47%-56.9pp | 35.65%-17.1pp |
| Employer contribution / active EE | $1,694 | $1,836-7.8% | $2,723-37.8% | $2,756-38.6% |
| Participant deferral / active EE | $7,362 | $3,027+143.2% | $4,263+72.7% | $4,299+71.3% |
| Admin fee / account holder | $2,057 | $5,170-60.2% | $5,637-63.5% | $6,940-70.4% |