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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,937 | $101,618+28.9% | $93,063+40.7% | $137,256-4.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 14.39% | 223.95%-209.6pp | 34.15%-19.8pp | 220.34%-206.0pp |
| Employer contribution / active EE | $1,804 | $2,707-33.4% | $2,476-27.1% | $4,156-56.6% |
| Participant deferral / active EE | $10,519 | $4,279+145.8% | $3,958+165.7% | $6,407+64.2% |
| Admin fee / account holder | $1,623 | $6,198-73.8% | $6,033-73.1% | $12,270-86.8% |