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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,134 | $102,696+48.1% | $86,235+76.4% | $139,487+9.1% |
| Participation rate | 92.9% | 74.5%+18.4pp | 69.0%+23.9pp | 80.3%+12.5pp |
| Annual return | 15.61% | 1925.91%-1910.3pp | 1170.03%-1154.4pp | 373.84%-358.2pp |
| Employer contribution / active EE | $1,085 | $3,034-64.2% | $2,381-54.4% | $4,755-77.2% |
| Participant deferral / active EE | $7,664 | $4,679+63.8% | $3,987+92.2% | $6,713+14.2% |
| Admin fee / account holder | $55,320 | $8,667+538.3% | $6,856+706.9% | $11,407+385.0% |