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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,090 | $95,917+66.9% | $79,583+101.2% | $134,545+19.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -19.30% | -2.70%-16.6pp | 0.16%-19.5pp | 418.37%-437.7pp |
| Employer contribution / active EE | $1,060 | $3,129-66.1% | $2,414-56.1% | $4,742-77.6% |
| Participant deferral / active EE | $6,963 | $4,694+48.3% | $3,986+74.7% | $6,401+8.8% |
| Admin fee / account holder | $1,709 | $9,132-81.3% | $6,835-75.0% | $11,431-85.0% |