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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,052 | $95,979+28.2% | $74,551+65.1% | $135,380-9.1% |
| Participation rate | 93.3% | 75.7%+17.7pp | 69.1%+24.2pp | 82.6%+10.7pp |
| Annual return | -10.12% | 56.97%-67.1pp | 32.53%-42.7pp | 519.81%-529.9pp |
| Employer contribution / active EE | $929 | $2,716-65.8% | $1,961-52.6% | $4,779-80.6% |
| Participant deferral / active EE | $6,842 | $3,844+78.0% | $3,108+120.1% | $5,609+22.0% |
| Admin fee / account holder | $1,351 | $6,522-79.3% | $5,059-73.3% | $10,828-87.5% |