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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,327 | $118,877+70.2% | $96,570+109.5% | $167,536+20.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 13.66% | 50.50%-36.8pp | 37.79%-24.1pp | 478.82%-465.2pp |
| Employer contribution / active EE | $990 | $3,121-68.3% | $2,357-58.0% | $4,839-79.5% |
| Participant deferral / active EE | $6,248 | $4,617+35.3% | $3,849+62.3% | $6,342-1.5% |
| Admin fee / account holder | $3,349 | $8,069-58.5% | $6,182-45.8% | $12,315-72.8% |