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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,920 | $99,994+157.9% | $146,643+75.9% | $85,847+200.4% |
| Participation rate | 81.5% | 73.1%+8.5pp | 80.1%+1.5pp | 69.3%+12.2pp |
| Annual return | 24.41% | 18.93%+5.5pp | 22.75%+1.7pp | 318.61%-294.2pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $7,608 | $4,006+89.9% | $5,506+38.2% | $3,952+92.5% |
| Admin fee / account holder | $33,946 | $7,703+340.7% | $10,280+230.2% | $6,261+442.2% |