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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,293 | $91,537+117.7% | $130,045+53.2% | $75,173+165.1% |
| Participation rate | 79.0% | 71.5%+7.6pp | 78.5%+0.5pp | 67.2%+11.8pp |
| Annual return | 12.51% | -631.55%+644.1pp | -137.30%+149.8pp | 160.72%-148.2pp |
| Employer contribution / active EE | $3,971 | $2,845+39.6% | $4,321-8.1% | $2,671+48.7% |
| Participant deferral / active EE | $8,215 | $4,343+89.2% | $5,820+41.1% | $4,126+99.1% |
| Admin fee / account holder | $10,724 | $6,780+58.2% | $10,600+1.2% | $5,651+89.8% |