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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,360 | $91,559+133.0% | $133,978+59.2% | $79,856+167.2% |
| Participation rate | 93.8% | 73.3%+20.4pp | 79.8%+13.9pp | 69.6%+24.1pp |
| Annual return | 9.96% | 61.85%-51.9pp | 45.10%-35.1pp | 31.71%-21.8pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $9,312 | $3,734+149.4% | $5,047+84.5% | $3,741+148.9% |
| Admin fee / account holder | $24,783 | $6,321+292.1% | $8,930+177.5% | $5,306+367.0% |