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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,736 | $110,410+22.0% | $102,437+31.5% | $145,897-7.6% |
| Participation rate | 64.3% | 77.9%-13.6pp | 74.5%-10.2pp | 80.3%-16.0pp |
| Annual return | 10.25% | 24.85%-14.6pp | 24.95%-14.7pp | 552.29%-542.0pp |
| Employer contribution / active EE | $1,615 | $4,217-61.7% | $3,871-58.3% | $4,663-65.4% |
| Participant deferral / active EE | $8,676 | $5,622+54.3% | $5,060+71.5% | $6,689+29.7% |
| Admin fee / account holder | $24,556 | $9,745+152.0% | $8,388+192.8% | $13,390+83.4% |