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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,966 | $97,729-38.6% | $83,830-28.5% | $135,379-55.7% |
| Participation rate | 55.6% | 80.0%-24.4pp | 76.1%-20.6pp | 82.6%-27.1pp |
| Annual return | 6.81% | 1287.52%-1280.7pp | 850.97%-844.2pp | 519.79%-513.0pp |
| Employer contribution / active EE | $910 | $4,222-78.4% | $3,631-74.9% | $4,779-81.0% |
| Participant deferral / active EE | $6,839 | $4,683+46.1% | $4,082+67.6% | $5,609+21.9% |
| Admin fee / account holder | $2,697 | $6,674-59.6% | $5,479-50.8% | $10,828-75.1% |