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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,482 | $81,331+445.3% | $155,534+185.1% | $80,935+447.9% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.52% | 33.37%-17.8pp | 64.92%-49.4pp | 35.66%-20.1pp |
| Employer contribution / active EE | $10,776 | $3,105+247.1% | $4,675+130.5% | $2,757+290.9% |
| Participant deferral / active EE | $9,246 | $3,454+167.7% | $5,630+64.2% | $4,299+115.1% |
| Admin fee / account holder | $4,301 | $7,999-46.2% | $15,900-72.9% | $6,924-37.9% |