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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,881 | $77,920+392.7% | $149,723+156.4% | $75,177+410.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 22.08% | 31.72%-9.6pp | 134.50%-112.4pp | 160.75%-138.7pp |
| Employer contribution / active EE | $11,088 | $3,138+253.3% | $4,821+130.0% | $2,671+315.1% |
| Participant deferral / active EE | $9,024 | $3,411+164.5% | $5,682+58.8% | $4,126+118.7% |
| Admin fee / account holder | $3,161 | $5,951-46.9% | $13,215-76.1% | $5,651-44.1% |