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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,984 | $73,863+302.1% | $143,797+106.5% | $68,490+333.6% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -17.89% | 0.91%-18.8pp | -0.04%-17.9pp | -7.85%-10.0pp |
| Employer contribution / active EE | $10,419 | $3,185+227.2% | $4,952+110.4% | $2,597+301.2% |
| Participant deferral / active EE | $8,003 | $3,385+136.4% | $5,638+41.9% | $4,028+98.7% |
| Admin fee / account holder | $1,035 | $5,756-82.0% | $14,679-92.9% | $5,403-80.8% |