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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,216 | $198,457+87.1% | $170,435+117.8% | $147,586+151.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 20.51% | 257.30%-236.8pp | 205.94%-185.4pp | 578.59%-558.1pp |
| Employer contribution / active EE | $9,675 | $6,183+56.5% | $5,432+78.1% | $4,876+98.4% |
| Participant deferral / active EE | $8,785 | $5,629+56.1% | $4,939+77.9% | $5,439+61.5% |
| Admin fee / account holder | $2,805 | $16,852-83.4% | $13,881-79.8% | $10,886-74.2% |