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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,383 | $178,174+5.2% | $156,181+20.0% | $137,256+36.5% |
| Participation rate | 25.0% | 82.0%-57.0pp | 78.8%-53.8pp | 80.0%-55.0pp |
| Annual return | 10.50% | 84.19%-73.7pp | 64.87%-54.4pp | 220.34%-209.8pp |
| Employer contribution / active EE | $1,714 | $4,972-65.5% | $4,294-60.1% | $4,156-58.8% |
| Participant deferral / active EE | $2,470 | $6,888-64.1% | $6,132-59.7% | $6,407-61.4% |
| Admin fee / account holder | $447,928 | $17,404+2473.7% | $14,586+2970.9% | $12,270+3550.5% |