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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,692 | $106,267-46.7% | $96,520-41.3% | $139,456-59.3% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.3%-17.2pp | 80.3%-23.2pp |
| Annual return | 11.08% | 38.45%-27.4pp | 35.72%-24.6pp | 373.45%-362.4pp |
| Employer contribution / active EE | $1,649 | $4,105-59.8% | $3,739-55.9% | $4,753-65.3% |
| Participant deferral / active EE | $2,879 | $5,454-47.2% | $4,879-41.0% | $6,711-57.1% |
| Admin fee / account holder | $5,126 | $7,882-35.0% | $6,733-23.9% | $11,407-55.1% |