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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,598 | $133,981-64.5% | $112,249-57.6% | $134,532-64.6% |
| Participation rate | 57.1% | 78.6%-21.4pp | 75.1%-17.9pp | 81.2%-24.1pp |
| Annual return | -17.01% | 47.16%-64.2pp | 27.48%-44.5pp | 418.27%-435.3pp |
| Employer contribution / active EE | $3,351 | $4,040-17.0% | $3,636-7.8% | $4,741-29.3% |
| Participant deferral / active EE | $2,840 | $5,292-46.3% | $4,729-39.9% | $6,401-55.6% |
| Admin fee / account holder | $1,313 | $7,492-82.5% | $6,412-79.5% | $11,429-88.5% |