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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,202 | $107,363-71.9% | $92,909-67.5% | $152,897-80.2% |
| Participation rate | 60.0% | 79.8%-19.8pp | 76.0%-16.0pp | 82.5%-22.5pp |
| Annual return | 17.53% | 145.63%-128.1pp | 109.44%-91.9pp | 345.43%-327.9pp |
| Employer contribution / active EE | $1,731 | $4,222-59.0% | $3,653-52.6% | $4,764-63.7% |
| Participant deferral / active EE | $2,587 | $4,848-46.6% | $4,238-38.9% | $5,851-55.8% |
| Admin fee / account holder | $34 | $7,082-99.5% | $5,795-99.4% | $11,599-99.7% |