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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,612 | $124,425+154.5% | $112,040+182.6% | $137,256+130.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 18.19% | 24.72%-6.5pp | 24.52%-6.3pp | 220.34%-202.2pp |
| Employer contribution / active EE | $14,659 | $3,411+329.7% | $2,954+396.2% | $4,156+252.7% |
| Participant deferral / active EE | $11,321 | $5,718+98.0% | $5,098+122.1% | $6,407+76.7% |
| Admin fee / account holder | $6,743 | $15,207-55.7% | $12,098-44.3% | $12,270-45.0% |