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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,505 | $92,219+19.8% | $76,768+43.9% | $135,379-18.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -11.06% | 5.46%-16.5pp | 2.43%-13.5pp | 519.79%-530.9pp |
| Employer contribution / active EE | $8,425 | $3,216+162.0% | $2,485+239.0% | $4,779+76.3% |
| Participant deferral / active EE | $6,289 | $4,508+39.5% | $3,852+63.3% | $5,609+12.1% |
| Admin fee / account holder | $3,791 | $10,749-64.7% | $6,675-43.2% | $10,828-65.0% |