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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,532 | $154,228+19.6% | $145,433+26.9% | $137,256+34.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.73% | 74.59%-60.9pp | 66.58%-52.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $3,126 | $4,804-34.9% | $4,554-31.4% | $4,156-24.8% |
| Participant deferral / active EE | $9,045 | $8,216+10.1% | $7,897+14.5% | $6,407+41.2% |
| Admin fee / account holder | $1,838 | $14,344-87.2% | $13,129-86.0% | $12,270-85.0% |