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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,825 | $165,381-28.2% | $149,730-20.6% | $158,966-25.3% |
| Participation rate | 94.4% | 84.6%+9.9pp | 82.5%+12.0pp | 82.0%+12.5pp |
| Annual return | -4.54% | 348.29%-352.8pp | 276.70%-281.2pp | 302.95%-307.5pp |
| Employer contribution / active EE | $2,595 | $5,104-49.2% | $4,645-44.1% | $4,762-45.5% |
| Participant deferral / active EE | $5,353 | $7,182-25.5% | $6,843-21.8% | $5,983-10.5% |
| Admin fee / account holder | $77,101 | $10,809+613.3% | $9,310+728.1% | $11,250+585.3% |