Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $49,196 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,662 | $49,138+82.5% | $84,020+6.7% | $65,185+37.6% |
| Participation rate | 43.5% | 60.7%-17.2pp | 69.0%-25.5pp | 70.2%-26.7pp |
| Annual return | 15.88% | 23.00%-7.1pp | 71.31%-55.4pp | 29.38%-13.5pp |
| Employer contribution / active EE | $104 | $914-88.6% | $1,984-94.8% | $2,177-95.2% |
| Participant deferral / active EE | $2,175 | $2,397-9.3% | $3,239-32.9% | $3,514-38.1% |
| Admin fee / account holder | $529 | $543-2.6% | $6,101-91.3% | $847-37.6% |