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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,398 | $124,346-82.8% | $111,308-80.8% | $167,536-87.2% |
| Participation rate | 77.8% | 79.6%-1.9pp | 77.3%+0.5pp | 82.1%-4.3pp |
| Annual return | 12.63% | 37.45%-24.8pp | 54.67%-42.0pp | 478.82%-466.2pp |
| Employer contribution / active EE | $1,811 | $3,437-47.3% | $2,732-33.7% | $4,839-62.6% |
| Participant deferral / active EE | $2,984 | $5,182-42.4% | $4,487-33.5% | $6,342-53.0% |
| Admin fee / account holder | $1,875 | $10,621-82.4% | $7,965-76.5% | $12,315-84.8% |