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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,292 | $117,829-79.4% | $102,423-76.3% | $145,877-83.3% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 14.36% | 31.83%-17.5pp | 29.42%-15.1pp | 551.28%-536.9pp |
| Employer contribution / active EE | $1,838 | $3,615-49.2% | $3,023-39.2% | $4,663-60.6% |
| Participant deferral / active EE | $3,848 | $5,732-32.9% | $5,054-23.9% | $6,691-42.5% |
| Admin fee / account holder | $1,008 | $13,335-92.4% | $9,455-89.3% | $13,402-92.5% |