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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,184 | $112,131-85.6% | $95,964-83.1% | $158,982-89.8% |
| Participation rate | 80.0% | 79.0%+1.0pp | 77.1%+2.9pp | 82.0%-2.0pp |
| Annual return | 13.93% | 171.19%-157.3pp | 91.64%-77.7pp | 302.99%-289.1pp |
| Employer contribution / active EE | $1,910 | $3,199-40.3% | $2,541-24.8% | $4,763-59.9% |
| Participant deferral / active EE | $3,279 | $4,784-31.5% | $4,167-21.3% | $5,983-45.2% |
| Admin fee / account holder | $1,820 | $10,136-82.0% | $6,797-73.2% | $11,252-83.8% |