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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,632 | $199,109+34.9% | $173,730+54.6% | $154,746+73.6% |
| Participation rate | 91.7% | 82.8%+8.9pp | 79.6%+12.1pp | 80.7%+11.0pp |
| Annual return | 15.47% | 20.02%-4.6pp | 19.96%-4.5pp | 172.34%-156.9pp |
| Employer contribution / active EE | $417 | $5,311-92.2% | $4,577-90.9% | $4,379-90.5% |
| Participant deferral / active EE | $9,487 | $7,113+33.4% | $6,326+50.0% | $6,730+41.0% |
| Admin fee / account holder | $11,548 | $20,916-44.8% | $17,523-34.1% | $14,365-19.6% |