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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,632 | $213,785+25.7% | $185,441+44.9% | $155,188+73.1% |
| Participation rate | 91.7% | 83.2%+8.4pp | 80.3%+11.4pp | 80.8%+10.9pp |
| Annual return | 15.47% | 19.97%-4.5pp | 20.16%-4.7pp | 148.84%-133.4pp |
| Employer contribution / active EE | $417 | $5,393-92.3% | $4,672-91.1% | $4,248-90.2% |
| Participant deferral / active EE | $9,487 | $6,864+38.2% | $6,152+54.2% | $6,531+45.3% |
| Admin fee / account holder | $11,548 | $21,134-45.4% | $17,890-35.5% | $14,480-20.3% |