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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,632 | $178,174+50.8% | $156,181+72.0% | $137,256+95.7% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.8%+12.8pp | 80.0%+11.7pp |
| Annual return | 15.47% | 84.19%-68.7pp | 64.87%-49.4pp | 220.34%-204.9pp |
| Employer contribution / active EE | $417 | $4,972-91.6% | $4,294-90.3% | $4,156-90.0% |
| Participant deferral / active EE | $9,487 | $6,888+37.7% | $6,132+54.7% | $6,407+48.1% |
| Admin fee / account holder | $11,548 | $17,404-33.7% | $14,586-20.8% | $12,270-5.9% |