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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,270 | $60,349+109.2% | $74,184+70.2% | $62,881+100.8% |
| Participation rate | 97.1% | 72.7%+24.3pp | 76.6%+20.4pp | 69.3%+27.8pp |
| Annual return | 6.13% | 21.38%-15.2pp | 17.74%-11.6pp | 20.14%-14.0pp |
| Employer contribution / active EE | $338 | $1,680-79.9% | $2,370-85.7% | $2,281-85.2% |
| Participant deferral / active EE | $5,694 | $2,856+99.4% | $3,550+60.4% | $3,203+77.8% |
| Admin fee / account holder | $8,151 | $4,261+91.3% | $5,586+45.9% | $4,296+89.8% |