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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,022 | $108,825+84.7% | $156,181+28.7% | $82,448+143.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 20.64% | 20.59%0pp | 64.87%-44.2pp | 41.64%-21.0pp |
| Employer contribution / active EE | $3,558 | $2,870+24.0% | $4,294-17.1% | $2,551+39.5% |
| Participant deferral / active EE | $6,145 | $4,577+34.2% | $6,132+0.2% | $4,139+48.5% |
| Admin fee / account holder | $6,642 | $9,341-28.9% | $14,586-54.5% | $7,234-8.2% |