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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,654 | $112,729+69.1% | $98,716+93.1% | $137,256+38.9% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 11.51% | 38.48%-27.0pp | 31.81%-20.3pp | 220.34%-208.8pp |
| Employer contribution / active EE | $2,469 | $2,725-9.4% | $2,279+8.4% | $4,156-40.6% |
| Participant deferral / active EE | $3,537 | $4,640-23.8% | $4,048-12.6% | $6,407-44.8% |
| Admin fee / account holder | $5,504 | $10,129-45.7% | $8,703-36.8% | $12,270-55.1% |