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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,654 | $124,980+52.5% | $108,359+75.9% | $154,746+23.2% |
| Participation rate | 83.3% | 75.2%+8.2pp | 70.1%+13.2pp | 80.7%+2.6pp |
| Annual return | 11.51% | 45.00%-33.5pp | 36.89%-25.4pp | 172.34%-160.8pp |
| Employer contribution / active EE | $2,469 | $2,851-13.4% | $2,399+2.9% | $4,379-43.6% |
| Participant deferral / active EE | $3,537 | $4,743-25.4% | $4,137-14.5% | $6,730-47.4% |
| Admin fee / account holder | $5,504 | $11,502-52.1% | $9,741-43.5% | $14,365-61.7% |