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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,014 | $185,312-71.9% | $161,489-67.8% | $154,746-66.4% |
| Participation rate | 94.7% | 82.5%+12.3pp | 78.7%+16.0pp | 80.7%+14.0pp |
| Annual return | -7.46% | 103.84%-111.3pp | 89.72%-97.2pp | 172.34%-179.8pp |
| Employer contribution / active EE | $1,600 | $4,769-66.5% | $4,268-62.5% | $4,379-63.5% |
| Participant deferral / active EE | $3,503 | $6,350-44.8% | $5,630-37.8% | $6,730-47.9% |
| Admin fee / account holder | $499 | $18,654-97.3% | $16,006-96.9% | $14,365-96.5% |