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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,014 | $172,111-69.8% | $150,298-65.4% | $137,256-62.1% |
| Participation rate | 94.7% | 81.7%+13.0pp | 77.8%+17.0pp | 80.0%+14.8pp |
| Annual return | -7.46% | 69.37%-76.8pp | 62.79%-70.2pp | 220.34%-227.8pp |
| Employer contribution / active EE | $1,600 | $4,636-65.5% | $4,154-61.5% | $4,156-61.5% |
| Participant deferral / active EE | $3,503 | $6,166-43.2% | $5,453-35.8% | $6,407-45.3% |
| Admin fee / account holder | $499 | $16,471-97.0% | $14,116-96.5% | $12,270-95.9% |