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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,740 | $111,814+84.9% | $103,378+100.0% | $145,978+41.6% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.5%-12.0pp | 80.3%-17.8pp |
| Annual return | 10.22% | 24.80%-14.6pp | 24.91%-14.7pp | 550.52%-540.3pp |
| Employer contribution / active EE | $2,743 | $4,215-34.9% | $3,870-29.1% | $4,662-41.2% |
| Participant deferral / active EE | $8,070 | $5,618+43.6% | $5,058+59.6% | $6,690+20.6% |
| Admin fee / account holder | $12,141 | $9,764+24.3% | $8,401+44.5% | $13,400-9.4% |