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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,185 | $115,810+20.2% | $101,271+37.4% | $158,966-12.4% |
| Participation rate | 91.7% | 79.4%+12.3pp | 75.8%+15.9pp | 82.0%+9.7pp |
| Annual return | 0.15% | 56.15%-56.0pp | 46.48%-46.3pp | 302.95%-302.8pp |
| Employer contribution / active EE | $3,468 | $4,175-16.9% | $3,660-5.3% | $4,762-27.2% |
| Participant deferral / active EE | $9,161 | $4,958+84.8% | $4,371+109.6% | $5,983+53.1% |
| Admin fee / account holder | $1,083 | $7,248-85.1% | $5,948-81.8% | $11,250-90.4% |