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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,372 | $78,672+164.9% | $109,163+90.9% | $85,856+142.7% |
| Participation rate | 53.3% | 68.3%-14.9pp | 75.9%-22.5pp | 69.3%-16.0pp |
| Annual return | 11.96% | 25.09%-13.1pp | 25.75%-13.8pp | 318.58%-306.6pp |
| Employer contribution / active EE | $789 | $2,734-71.1% | $3,723-78.8% | $2,565-69.2% |
| Participant deferral / active EE | $6,245 | $3,467+80.1% | $4,654+34.2% | $3,952+58.0% |
| Admin fee / account holder | $339 | $5,470-93.8% | $6,754-95.0% | $6,261-94.6% |