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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,744 | $107,363+91.6% | $92,909+121.4% | $152,897+34.6% |
| Participation rate | 63.6% | 79.8%-16.2pp | 76.0%-12.4pp | 82.5%-18.8pp |
| Annual return | 20.07% | 145.63%-125.6pp | 109.44%-89.4pp | 345.43%-325.4pp |
| Employer contribution / active EE | $875 | $4,222-79.3% | $3,653-76.1% | $4,764-81.6% |
| Participant deferral / active EE | $6,138 | $4,848+26.6% | $4,238+44.8% | $5,851+4.9% |
| Admin fee / account holder | $15,362 | $7,082+116.9% | $5,795+165.1% | $11,599+32.4% |