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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,559 | $64,719+202.2% | $112,249+74.2% | $68,486+185.5% |
| Participation rate | 50.0% | 67.2%-17.2pp | 75.1%-25.1pp | 67.9%-17.9pp |
| Annual return | -16.52% | -11.40%-5.1pp | 27.48%-44.0pp | -7.85%-8.7pp |
| Employer contribution / active EE | $748 | $2,747-72.8% | $3,636-79.4% | $2,597-71.2% |
| Participant deferral / active EE | $5,634 | $3,565+58.0% | $4,729+19.1% | $4,028+39.9% |
| Admin fee / account holder | $2,767 | $5,232-47.1% | $6,412-56.9% | $5,404-48.8% |